Whether or not the creditor harassment you're experiencing is illegal has to do with the Fair Debt Collection Practices Act. The law prohibits certain actions by the creditor in the attempt to collect outstanding debts. Here are some of the rules ...

Creditor harassment has increased significantly despite the Fair Debt Collection Practice Act. Some creditors could not care less what the law says. They want to collect debts owed by any means necessary, and the means of choice is often harassing...

It's becoming increasingly difficult to get by in our society without a credit card – or at the very least, adebit card with a credit card logo. Travel arrangements, restaurant reservations, online business transactions and placing orders by telep...